DID YOU KNOW? New Jersey is a "no fault" state which means that medical bills for injuries sustained in an automobile accident are paid by the injured party's automobile insurance carrier regardless as to whether he or she is at fault.
FACT: The most common cases heard by New Jersey courts are automobile personal injury claims.
Did You Know? New Jersey also has a "lawsuit limitation" that prevents most drivers injured in an accident from bringing a personal injury claim unless a physician can certify that the patient sustained permanent injuries that cannot be cured through treatment.
FACT: Approximately 97% of all cases settle before trial.
Did You Know? When purchasing an insurance policy most drivers select the tort threshold option because that option reduces a driver's insurance premium by as much as 50%.
However, such an option severely restricts the insured to sue for personal injuries in the event of an accident.
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